We have had a good run with warmer than average autumn temperatures until now, but we have now had our first touch of frost of the oncoming winter. Vehicles need extra time to warm up or de-ice on frosty mornings. According to a recent survey almost half of all UK motorists , (47%), leave their cars unattended in the morning with the engine running to warm it up. Opportunistic thieves capitalise on this widespread winter habit by prowling neighbourhoods and stealing unattended, running vehicles in a practice known as ‘frost-jacking’.
Even worse than your car being stolen is the fact that insurers can refuse claims of theft due to frost-jacking. If your car or one in your care is stolen while unattended and running with the keys in the ignition, it is highly unlikely your insurer will cover the theft.
How It Happens
Frost-jacking thefts can be random, but many are planned. Criminals tend to target specific makes and models, and often organise themselves into inconspicuous groups. They stalk vehicles parked overnight, waiting for their owners to start them and leave them unattended. A couple of minutes— or even just a few seconds—is enough time for a thief to frost-jack your vehicle.
Frost-jacking increases as temperatures drop and winter weather grows worse. Whenever a winter storm descends on the United Kingdom, thieves exploit the frigid weather and new-fallen snow by planning a spate of frost-jacking thefts. Be extra vigilant the first day after a snowfall or chilly winter storm, when thieves are most likely to strike.
How to Stop It
A thief needs only a small window of opportunity to frost-jack your personal or work vehicle. Because frost-jacking can happen so quickly, preparation and vigilance are paramount. Heed the following advice to steer clear of frost-jacking thieves:
Carry your car keys wherever you go - never leave them in the ignition, even if you leave for a only a few seconds.
Sit inside your car while it de-ices - never let it de-ice unattended.
Lock and secure your vehicle when exiting it.
Keep valuables locked inside the boot and out of sight. Better still, take them with you if at all possible.
Store important car documents and a spare key in your home or office - leaving them inside the car makes it easier for thieves to quickly sell your vehicle.
Park in busy, well-lit areas near closed-circuit television cameras.
Use a garage to store your car when not in use.
By staying vigilant and following these simple precautions, you can make sure your car and possessions stay warm and safe.